/* Accord refonte 2026 : pages autonomes (etude-gratuite.php, credit-immobilier.php, assurance-pret.php,
   rachat-credit.php, credit-remere.php, credit-professionnel.php). Prefixe ac-sa-.
   Bandeau : header_image.tpl (commun). Formulaire : .ac-form / .ac-champ (accord-2026-pages.css). */

/* ---------- bloc principal : formulaire + colonne ---------- */
.ac-sa { background: var(--ac-fond); }
.ac-sa-in { display: grid; grid-template-columns: minmax(0, 1fr) 360px; gap: 24px; align-items: start; }
.ac-sa-principal { min-width: 0; padding: 28px; border-radius: var(--ac-r); background: #fff; box-shadow: var(--ac-ombre-1); }
.ac-sa-principal > .ac-texte-bloc { margin-bottom: 20px !important; }
.ac-sa-principal > .ac-texte-bloc strong { color: var(--ac-encre); font-weight: 700; }
.ac-sa-cote { display: grid; gap: 12px; min-width: 0; }
.ac-sa-bloc { padding: 24px 26px; border-radius: var(--ac-r); background: #fff; box-shadow: var(--ac-ombre-1); }
.ac-sa-bloc-titre { margin: 0 0 12px !important; font-size: 18px; font-weight: 800; line-height: 1.25; letter-spacing: -.01em; color: var(--ac-encre); }
.ac-sa-liste { display: grid; gap: 10px; }
.ac-sa-liste li { position: relative; padding-left: 28px; font-size: 15px; line-height: 1.45; color: var(--ac-encre); }
.ac-sa-liste li:before {
	content: ""; position: absolute; left: 0; top: 1px; width: 19px; height: 19px; border-radius: 50%;
	background: var(--ac-ambre-clair) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C97B14' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center / 11px no-repeat;
}

/* ---------- questionnaire en iframe ---------- */
.ac-sa-iframe { margin: 4px -28px -28px; padding: 8px 12px 12px; border-top: 1px solid var(--ac-ligne); }
.ac-sa-iframe iframe { display: block; height: 820px; }
.ac-sa-chargement { display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 14px; min-height: 260px; font-size: 15px; color: var(--ac-gris); text-align: center; }
.ac-sa-chargement p { margin: 0; }
.ac-sa-roue { width: 34px; height: 34px; border-radius: 50%; border: 3px solid var(--ac-ligne); border-top-color: var(--ac-ambre); animation: ac-sa-tourne .8s linear infinite; }
@keyframes ac-sa-tourne { to { transform: rotate(360deg); } }

/* ---------- formulaire etude gratuite ---------- */
.ac-sa-form { margin-top: 4px; }
.ac-sa-en-erreur input { border-color: #C0392B !important; background: #FFF7F6 !important; }
.ac-sa-alerte { display: grid; gap: 2px; margin: 0 0 16px; padding: 12px 16px; border-radius: var(--ac-r-max, 7px); border-left: 4px solid #C0392B; background: #FDF1EF; font-size: 14px; color: #8E2A1F; }
.ac-sa-alerte strong { font-weight: 700; }
.ac-sa-choix { margin: 20px 0 0; padding: 0; border: 0; min-width: 0; }
.ac-sa-choix legend { margin: 0 0 10px; padding: 0; font-size: 15px; font-weight: 700; color: var(--ac-encre); }
.ac-sa-choix-grille { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.ac-sa-case { display: flex; align-items: center; gap: 12px; min-height: 50px; margin: 0; padding: 10px 14px; border: 1px solid #CBD3DC; border-radius: var(--ac-r-max, 7px); background: #fff; font-size: 15px; font-weight: 500; color: var(--ac-encre); cursor: pointer; transition: border-color .15s ease, background-color .15s ease; }
.ac-sa-case:hover { border-color: var(--ac-ardoise); }
.ac-sa-case input { flex: none; width: 18px; height: 18px; margin: 0; accent-color: var(--ac-ardoise); cursor: pointer; }
.ac-sa-case:has(input:checked) { border-color: var(--ac-ambre); background: var(--ac-ambre-clair); }
.ac-sa-choix > .erreur, .ac-sa-form > .erreur { display: block; margin-top: 6px; font-size: 13px; font-weight: 600; color: #C0392B; }
.ac-sa-form .g-recaptcha { margin: 18px 0 0; }
.ac-sa-form .ac-form-note { flex: 1 1 320px; margin: 0; }
.ac-sa-form .ac-form-note a { color: var(--ac-ardoise); font-weight: 600; text-decoration: underline; }
.ac-sa-form .ac-form-boutons { align-items: center; }
.ac-sa-attente { width: 24px; height: 24px; }
main form.ac-sa-form .ac-btn { min-height: 48px; }

/* ---------- blocs du bas : cartes et questions ---------- */
.ac-sa-bas-blanc { background: #fff; }
.ac-sa-bas-fond { background: var(--ac-fond); }
.ac-sa-titre { margin-bottom: 28px !important; }
.ac-sa-grille { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
.ac-sa-grille-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.ac-sa-carte { padding: 24px; border-radius: var(--ac-r); border: 1px solid var(--ac-ligne); background: #fff; }
.ac-sa-bas-fond .ac-sa-carte { border-color: transparent; box-shadow: var(--ac-ombre-1); }
.ac-sa-carte h3 { margin: 16px 0 6px; font-size: 17px; font-weight: 800; line-height: 1.3; color: var(--ac-encre); }
.ac-sa-carte p { font-size: 15px; line-height: 1.55; color: var(--ac-texte); }
.ac-sa-ico, .ac-sa-num { width: 46px; height: 46px; border-radius: var(--ac-r-max, 7px); display: grid; place-items: center; background: var(--ac-ambre-clair); color: var(--ac-ambre-fonce); }
.ac-sa-ico svg { width: 22px; height: 22px; stroke-width: 1.8; }
.ac-sa-num { background: var(--ac-nuit); color: #fff; font-size: 18px; font-weight: 800; }

.ac-sa-faq { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; align-items: start; }
.ac-sa-question { border-radius: var(--ac-r); background: #fff; border: 1px solid var(--ac-ligne); }
.ac-sa-bas-fond .ac-sa-question { border-color: transparent; box-shadow: var(--ac-ombre-1); }
.ac-sa-question summary { display: flex; font-family: var(--ac-police); align-items: center; justify-content: space-between; gap: 14px; padding: 18px 22px; font-size: 16px; font-weight: 700; line-height: 1.35; color: var(--ac-encre); cursor: pointer; list-style: none; }
.ac-sa-question summary::-webkit-details-marker { display: none; }
.ac-sa-question summary:after { content: "+"; flex: none; width: 28px; height: 28px; border-radius: 50%; display: grid; place-items: center; background: var(--ac-fond); font-size: 20px; font-weight: 500; line-height: 1; color: var(--ac-ardoise); }
.ac-sa-question[open] summary:after { content: "\2212"; background: var(--ac-ambre-clair); color: var(--ac-ambre-fonce); }
.ac-sa-question summary:hover { color: var(--ac-ardoise); }
.ac-sa-question p { padding: 0 22px 20px; font-size: 15px; line-height: 1.6; color: var(--ac-texte); }

@media (max-width: 1140px) {
	.ac-sa-in { grid-template-columns: 1fr; }
	.ac-sa-cote { grid-template-columns: repeat(2, minmax(0, 1fr)); align-items: start; }
	.ac-sa-grille, .ac-sa-grille-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 767px) {
	.ac-sa-principal { padding: 22px 18px; }
	.ac-sa-iframe { margin: 4px -18px -22px; padding: 6px 4px 8px; }
	.ac-sa-cote { grid-template-columns: 1fr; }
	.ac-sa-bloc { padding: 20px 18px; }
	.ac-sa-choix-grille, .ac-sa-grille, .ac-sa-grille-4, .ac-sa-faq { grid-template-columns: 1fr; }
	.ac-sa-carte { padding: 20px; }
	.ac-sa-question summary { padding: 16px 18px; font-size: 15px; }
	.ac-sa-question p { padding: 0 18px 18px; }
	.ac-sa-form .ac-form-boutons, .ac-sa-form .ac-form-boutons .ac-btn { width: 100%; }
}

/* messages d'erreur du formulaire : la classe .erreur a un style ancien (centre, marges) dans les feuilles historiques */
main form.ac-sa-form .erreur { display: block !important; float: none !important; position: static !important; width: auto !important; height: auto !important; margin: 5px 0 0 !important; padding: 0 !important; border: 0 !important; background: none !important; text-align: left !important; font-size: 13px !important; font-weight: 600 !important; line-height: 1.4 !important; color: #C0392B !important; }